When starting or expanding a tourism business, it is very important to ensure that you have adequate insurance cover for:
- buildings and contents;
- employers liability;
- public liability;
- any cars or other motor vehicles.
You may also wish to obtain insurance to cover other risks. Never make false statements or omit key information when applying for insurance cover in order to reduce premiums as this is likely to invalidate the policy.
Many insurance companies offer a single insurance policy covering buildings and contents, employers and public liability cover for small businesses. These are usually good value when compared with buying the elements separately.