- Insurance for loss of profits
- Keyman insurance
- Private medical insurance
- Permanent health insurance
Insurance for loss of profits – This covers your business if it is disrupted by fire or some other insured peril. It can provide money to pay your employees and other costs and to maintain your profits.
Keyman insurance – This insurance pays your business in the event of a key person dying or being unable to work through illness for a considerable period.
Private medical insurance – If you are running a business, it may be difficult for you to wait for a lengthy period for NHS medical treatment or you may wish to arrange for treatment at a time that suits you. You may therefore wish to consider insurance to pay for private medical treatment.
Permanent health insurance – This would pay you an income if you were too ill to work and run your business for an extended period.
Further information on insurance is available from insurance brokers, banks, insurance companies or the Association of British Insurers by visiting their website.